East Ridge is not known as a hotbed of progressive ideas and great housing but city officials are setting out to change that while capturing hearts and minds with a new public relations campaign starting soon. The Come Home to East Ridge ummm, Welcome to the New East Ridge errr, There’s More to East Ridge than [...]
Archive for the ‘First time homebuyers’ Category
Change is a-comin’ to East Ridge
Posted in Chattanooga Real Estate, First time homebuyers on January 28, 2010 | 1 Comment »
How 3% can make all the difference
Posted in Boring but important, Buying, Chattanooga Real Estate, FHA, First time homebuyers, Low down payment programs on January 20, 2010 | 1 Comment »
New FHA rules being implemented soon mean that FHA buyers need to act now or be prepared for more out of pocket dollars!
Appraisal, inspection, po-TAY-to, po-TAH-to
Posted in Boring but important, Buying, Chattanooga Real Estate, First time homebuyers on November 30, 2009 | Leave a Comment »
Appraiser, inspector. They’re the same thing right? No, absolutely, unequivocally, irrevocably not. Not the same thing at all. You’re going to need both. I always recommend that buyers have a home inspection done – even if the house is brand spankin’ new. Appraisers and inspectors are are both people who come out to look at the house [...]
What’s an escrow?
Posted in Boring but important, Buying, Chattanooga Real Estate, First time homebuyers, Looking on November 12, 2009 | Leave a Comment »
I love working with first time buyer’s – they always ask me questions that prompt blog posts. The most recent one was: ‘Will my taxes and insurance be part of my monthly payment?’ The short answer, which is almost always true is ‘Yes.’ If you have a mortgage, the mortgage holder will usually require an [...]
I’m paying for WHAT? A new homeowner’s guide to budgeting
Posted in Boring but important, Buying, Chattanooga Real Estate, First time homebuyers on October 17, 2009 | 1 Comment »
Many new potential homeowners look at their monthly payment and think ‘Hey! That’s less than I’m paying for my apartment.’ What they don’t always consider is the added cost of having your own place. So what should you consider when you are making out your newly-house-proud budget? The obvious: Principle and Interest You can figure [...]
Who is Earnest and why am I writing him a check?
Posted in Buying, Chattanooga Real Estate, First time homebuyers on October 15, 2009 | 2 Comments »
One of the things I end up talking about quite a bit as a buyer’s agent is earnest money. So, Jules, who is Earnest? Earnest is the guy who whispers in the ear of the seller that you are ‘earnest’ in your intention to complete the purchase of their home. It’s easy to sign a [...]
As Is – What’s it mean?
Posted in Boring but important, Buying, Chattanooga Real Estate, First time homebuyers, Investing, Looking on October 10, 2009 | Leave a Comment »
With foreclosures and other ‘distressed’ sales abounding these days you see a lot of listings with two little bitty words: AS IS So what does AS IS mean, Jules? It means that the seller doesn’t want to hear you (or actually me, your agent) whine about all the little things that are wrong with the [...]
What is a buyer’s agent?
Posted in Boring but important, Buying, Chattanooga Real Estate, First time homebuyers, Looking on September 30, 2009 | Leave a Comment »
In short: Me But because you probably need to know a little more than that, I’ll elaborate. There are usually two agents involved in getting a real estate transaction to closing, the listing agent and the selling agent. Also known as the seller’s agent and the buyer’s agent respectively (I know, I know, it gets [...]
Reeeealllly boring, but important information
Posted in Boring but important, Buying, Chattanooga Real Estate, First time homebuyers, Looking on September 28, 2009 | Leave a Comment »
There are a couple of forms that I always have buyers sign before making an offer (because the Tennessee Real Estate Commission makes me, not because I like paperwork). I usually start explaining what these mean and I see eyes start to glaze over. Nobody wants to hear it. But. They. Should. Listen. What are [...]
Making an Offer – the exciting conclusion!
Posted in Buying, Chattanooga Real Estate, First time homebuyers, HUD on September 24, 2009 | Leave a Comment »
In part one we went through some non-price related items to consider when making your offer and then in part two we talked a little about how much you should offer. In the last thrilling installment, we’ll look at a few other variables for your offer price. Who owns this joint? There are a few [...]
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Select Realty Professionals 423-559-5590 (office) or 423-521-0506 (to skip the hoop jumping and talk to me directly).
Unless otherwise specified, all photos and text copyright Julia Odom 2009 all rights reserved.
Don't even think about stealing my stuff. I. Will. Cut. You...
Well, maybe not, but I'll be pretty annoyed
Not all listings shown on this blog belong to me or even to Select Realty Professionals, I just tend to find places I like (or like to make fun of) and then talk about them.
A blog by its nature will always contain old information. I can't promise that everything I write is timeless (much as I might will it so). Take those old posts with a grain of salt.
